Woody asked a great question (What's the difference between image galleries and photo albums?) and I thought the answer would be beneficial to everyone. Here is a simplified explanation.
Image Galleries are created by the user who uploads the images.
Photo Albums, on the other hand, can be created by any user. (In terms of how the old site used to work)....think of it like a grouping of the user's favorite photos. For those who are very protective of their collections, a user who includes your photos in their album are paying you a compliment, not claiming your photos as theirs. One can create a photo album and include a photo in an existing album by clicking the "camera" icon on the image.
I hope this helps.
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Founder/Creator - RacersReunion®
updated by @jeff-gilder: 01/21/17 01:15:31PM